We specialise in the provision of personalised insurance advice & services to our clients.
At Canterbury Insurances we want to help you make the right choices for you and your family. Insurance does not need to be difficult or complex. Our simple process allows you to make informed decisions about your own insurance. The right insurance = Peace of Mind.
- We find out about you and your current situation and discuss your financial needs for each of the main insurable events.
- We will then provide an assessment of your financial needs and discuss how to best meet those needs.
- Where we agree that insurance cover is required to meet those needs, we assist you to apply to the relevant insurance company to amend, commence or cancel those unnecessary insurance covers.
The reality is that no-one knows when a health problem may appear or how it will impact on our lifestyles and earning abilities. Health insurance is there to protect you against the unpredictable variations in your health costs and we're here to find the right policy to do just that!
Private Health Insurance is designed to provide treatment without having to wait on the public hospital system. The treatment would be carried out at private clinics/hospitals without delays you could experience in the public system.
Mortgage Protection Insurance
You can protect your family home and peace of mind quite simply by taking out Mortgage Protection Insurance. We understand that your family home is extremely important and we can assist you to ensure your mortgage repayments can be met come what may.
Mortgage Repayment Insurance is designed to cover your mortgage payments if you are unable to work due to accident or sickness. For most of us, our mortgage payments are our biggest outgoing.
Income Protection Insurance
For most of us "income generation" is our main daily focus and this alone provides our lifestyle opportunities. Protecting your income if an unexpected illness or injury occurs means you can maintain financial stability to recover and return to the lifestyle you and your family enjoy.
Income Protection protects your most valuable asset - your future income. It pays you a monthly benefit to help replace income you lose due to illness or injury.
Critical Illness / Trauma Insurance
A heart attack or serious disease such as cancer are very traumatic events and you don't need the burden of financial hardship on top of your recovery.
Trauma cover provides a lump sum payment should you suffer one of the specified conditions and survive for at least 14 days. The specified conditions are not necessarily immediately life threatening but can have a significant financial impact. For example, you may be unable to work but still need to fund for day to day living.
Total & Permanent Disability Insurance
This cover will pay out a lump sum in the event you never work again due to illness or injury. This can provide funds to adjust your lifestyle to meet your needs.
Total Permanent Disablement Insurance (TPD) cover is designed to help alleviate the significant financial impact that permanently losing an income would likely cause.
Life & Terminal Illness Insurance
The purpose is to ensure you provide those important to you with financial stability in the event of your death. This is an area where you do not want to compromise!
Life Insurance protects the lifestyle and future of your family and loved ones if you die. It does this by paying a lump sum of money which can be used, for example, to pay off your mortgage and/or other debt, cover funeral expenses and provide a lump sum safety net for your surviving dependants.
Talk to us today!
Talk to our knowledgeable team for advice on Medical Insurance, Mortgage Protection Insurance, Mortgage Finance, Income Protection Insurance, Life Insurance, KiwiSaver and General Insurance.
At Canterbury Insurances we offer more than just insurance. Here are some more services that we offer...
We have teamed up with Huriana from the Mortgage Lab to make sure our clients have access to the best mortgage deals available!
If you are a first home buyer, refinancing or looking to invest in property simply click on this link to talk to us about your home loan needs!
As we are living longer, it is only natural to expect that we need to consider our retirement and to make sure that we are able to live the type of retirement that we want to.
At Canterbury Insurances, we can help you whether you have KiwiSaver or not. We can give you advice to help you choose the right scheme and fund for you so you can get the most out of your investment.
The right insurance = Peace of mind
Ground Floor, Unit 3, 46 Acheron Drive, Riccarton
PO Box 31078, Ilam, Christchurch
03 357 0197